Demystifying Insurance Terms
PremiumWhat you pay (monthly, quarterly, or yearly) to keep your insurance active. Think of it as a subscription fee.
Welcome to the Clements Insurance Agency blog! Here, we share friendly and informative insights to help you navigate the world of insurance. Whether you're a current customer or looking for new coverage, you'll find tips, policy explanations, and industry news that matters to you.
15 May 2026
PremiumWhat you pay (monthly, quarterly, or yearly) to keep your insurance active. Think of it as a subscription fee.
27 Apr 2026
10 Apr 2026
We will be giving some key defensive driving techniques.
30 Mar 2026
Many people assume their landlord's insurance protects their items, but it doesn't. Landlord's insurance covers the physical building(s) and structures like sheds, fences, and detached garages. It does not cover items inside the building, i.e., your personal belongings and property.
27 Mar 2026
If you've had insurance for the entire 6 months before moving insurance companies, you will receive a discount. Provide your new insurance company with a copy of your ID card, renewal notice, or declaration page to show you were already covered.

What exactly does your policy cover? Our posts explain different types of insurance and specific coverages, so you know what to expect. We want to empower you with the knowledge to make the best decisions for your protection.
Keep up-to-date with the latest news, announcements, and important updates that might affect your policies and coverage. We're committed to keeping our customers informed every step of the way.